Mortgage Checklist

1. Sales contract.
2. Copy of the deposit check that was given towards purchase.
3. Pay check stubs covering at least a 30 day period.
4. Last two years W-2s.
5. If self-employed: last 2 years personal and corporate tax returns with all schedules; profit, loss, and balance sheets ending within the last 90 days.
6. Last 2 months statements on all asset accounts (savings, checking, credit union, money market, etc.).
7. Copies of your most recent retirement statements (401k, employee savings, profit sharing, IRAs, etc.).
8. If you are renting now, we need to verify your last 2 years residence(s), and we need the name and address of your landlord(s).
9. If you own now, we need a copy of the deed or closing statement you received when you purchased your home.
10. If you own now and will be selling your present residence, we need a copy of the sales contract or listing agreement

Refinance List

1. Deed when you purchased the subject property.
2. Copy of your owner's title insurance policy.
3. Survey of the subject property.
4. Copies of your homeowner's and flood insurance declaration pages.
5. Most recent mortgage statement showing present balance and mortgagee information.
6. Pay check stubs covering at least a 30 day period.
7. Last two years W-2s.
8. If self-employed: last 2 years personal and corporate tax returns with all schedules; profit, loss, and balance sheets ending within the last 90 days.
9. Last 2 months statements on all asset accounts (savings, checking, credit union, money market, etc.).
10. Copies of your most recent retirement statements (401k, employee savings, profit sharing, IRAs, etc.).